Retired foreign teacher counting his retirement savings after a lifetime of teaching at a private school in Taiwan.

Having a pension is important. That is why the European Chamber of Commerce successfully lobbied for all APRC holders to be included in 2019.

This was supposed to resolve a long-standing issue of that had been raised in the position papers of the ECCTs Better Living and Human Resources committees since 2012.

There is however one group of people that even the European Chamber of Commerce have forgotten about. – The teachers working at private schools.

There is a dirty little loophole in the system which allows for private schools to not pay a pension. The reason? The private schools act!

As a teacher working in a private school, you are not covered by Labor laws and therefore you DON’T get a pension.

To give a quick run down of why… When the pension scheme was introduced, it was only implemented for Taiwanese. Since Taiwanese private school teachers already had good pensions, there was no need to include them.

However now, this has left us with a loophole where all of the foreign teachers holding an APRC or JFRC cannot get a pension. Think this is unfair? Sign this petition. https://chng.it/NH9gNxZ9RQ

So to summarize.

Buxiban – Yes

Kindergarten – Yes

Public School – Yes

Private School (elementary, junior high, senior high) – No… :'(

6 thoughts on “Why some foreign teachers DON’T get a Labor Pension in Taiwan

  1. What do you mean by Buxiban – yes?

    Also, schools don’t pay a pension. I thought they pay into a pension fund.

    1. Yes, they ARE REQUIRED pay into a pension fund.

      Private schools are not currently required. But we hope that we can make this change immediately.

  2. I taught in Taiwan from 2000-2008. Was I paying into a pension? Can I claim a pension when I retire? How can I verify this if possible?

    These were “lost pensionable years” for me, I have presumed.

    1. Sadly they are lost. Also back at the time the New Labor Pension didn’t exist anyway… So unless you were Taiwanese there was nothing you missed out on.

  3. I work for a private school. They DO pay the 6% of my monthly salary into the time on pension plan and I also have the option to pay between 1 and 6% additional from my monthly salary.
    Three years prior to this moment I was working for another (also private) school and they did also pay into the Taiwan pension plan for me as well. NOTE: I have my APRC.
    I know that the government changed things and mandated from February 18th 2018 that aprc holders are eligible for the Taiwan pension plan. If your employer is not doing it but you are paying labor insurance you need to investigate what’s going on.
    https://www.bli.gov.tw/en/0013228.html

    1. It depends on your school Kat. Some schools such as TAS will choose to contribute to your pension fund. While others will choose to use the loophole and not pay.

      Either way, many people on forumosa have done exactly what you are stating and both the labor department and the labor insurance bureau have come up with the same answer. No.

      The private schools act provides the loophole we have stated in the blog.

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